HEDERA
Al Majmoua is a leading Lebanese microfinance institution dedicated to providing financial and non-financial services to vulnerable communities, supporting green finance initiatives and social inclusion.
About
Al Majmoua is one of Lebanon's largest microfinance NGOs, founded in 1997. It empowers low-income individuals—especially micro-entrepreneurs, women, youth, refugees, migrants, and persons with disabilities—through inclusive finance and tailored services. The institution is strongly committed to social and financial inclusion and has adopted a strategic focus on environmental sustainability, launching green loan products and integrating ESG (Environmental, Social, Governance) factors across its operations. Al Majmoua offers financial products like green loans and agricultural loans, and non-financial services such as training in entrepreneurship, sustainable agriculture, and business development. The organization also implements environmental awareness programs and has installed solar systems in its offices as an example for clients.
Products & Services
- Microcredit loans
- Green loan products (e.g., solar energy financing)
- Agricultural loans (e.g., irrigation, sustainable agriculture)
- Environmental awareness and sustainability training
- Non-financial business development support
- Technical assistance for energy management
- Training on agroecology and climate-resilient agriculture
- Support for renewable energy solutions and efficiency upgrades
Use Cases & Case Studies
- Case study: Over 75% of green energy loan clients reported increased productivity and profits after installing solar systems; 60% said their quality of life at home improved dramatically (nearly 24/7 electricity)
- Delivered over 3 million services since 1997, including renewable energy and sustainable agriculture projects
- Environmental awareness activities reached more than 5,000 micro-entrepreneurs and 600 MSMEs
Partnerships & Collaborations
- Berytech and Chemonics Egypt (for solar irrigation financing)
- WE4F (Water and Energy for Food) initiative (supported by German BMZ, Dutch Ministry of Foreign Affairs, SIDA, EU, and USAID)
- Ecoute NGO (waste recycling and social support)
Awards & Recognition
- Smart Campaign Client Protection Certification (2019)
Contact Information
Certifications & Compliance
- Smart Campaign Client Protection Certification